Manage your finance in the SMART way
Have an obligation free chat to our mortgage brokers, who have a market-leading 97% loan success rate.
Learn more about our simple process and get your home loan today
How many of these sound like you...?
First Home Buyers
- How much deposit do I need?
- How much can I borrow?
- Do I qualify for any governement scheme or benefits ?
- What are the costs I need to account for?
- What types of loan products should I get?
- Am I better off renting and buying investment property or give priority to buying my first home?
Property Owners and Investors
- Can I use any equity from my property and have the new purchase 100% funded?
- I am looking to build a property portfolio of 2-3 investment properties, how do I get started?
- Can I buy/borrow in the name of a family trust?
- My fixed term is coming to an end, what are my options going forward? loan structure should I take next?
Business Owners
- COVID has impacted my last financial year’s results but business is picking up, can you take into account my recent 6-12 months figures?
- It is just the second year of my business, first year figure is not much, can the bank only take my current financial year?
- My latest financials are not ready, what options available to get finance?
- I am looking to buy a new business, I don’t know where to start.
- I am paying too much rents. Is buying a business premise better off for me?
Property Developers
- I am doing my first project and have no clue on how much I can borrow
- I am buying this residential property with development potential, how can I get funding for that?
- How much presale do I need to have my project funded?
- Can I have funding with no pre-sales?
- Major banks said they won’t fund my project, who can i talk to ?
The good new is - your are not alone and we got your back!
Talk to us to get a Smart way to manage your finance.
What You Will Get From Us
At Smart Mortgage Brisbane, we have established ourselves as one of the best mortgage brokers in Brisbane for the range of lenders we deal with and the services we provide.
2 -on -1 Services
- We always have 2 mortgage specialists working on one application.
- Your enquires are always answered in a timely manner.
Different needs all covered
- We cater to clients’ various financial needs from residential investment requirements (purchase, refinance or construction), to commercial and property development needs (offices, warehouses, retail, development projects) under individual or corporate entity.
- You can get help at any point in your financial life cycle whether you are purchasing your first home, starting a family, wanting to build a property portfolio or starting a business.
stress-free process
- We understand that applying for a loan can be a stressful experience. We take care of the whole process from lodging the application with the bank that best meets your requirements right through to settlement. Along the way, we liaise with your solicitor/ conveyancer, accountant and real estate agent.
- You don’t have to worry about dealing with a number of stakeholders and
- You will get regular updates and know exactly what to expect as different due date approaches.
great results
- We have access to more than 50 traditional and non-traditional lenders, including private lenders. Should Plan A not work out, we will implement the Plan B in a timely manner.
- You will be able to make an informed finance decision and get desired results with our finance plan which identifies all the possible issues and solutions.
lifetime Support
- We review your loan annually and before expiry of loan/ fixed term of the loan we check that the offering still is competitive in the market.
- You can always talk to us about any concerns you may have, changes you may wish to make or to discuss your future financial goals.
Helping you to make SMART finance decisions
- Work for you not banks
- Access to 50+ lenders
- 2500+ success stories
- Life is busy we make finance easy
- Plan A, plan B and even Plan C
- Lifetime Continued support
We support you at all stages of your loan
At smart mortgage, all you need to do is to tell us what you want and we will do the rest for you.
Initial Discussion
This stage involves setting the blueprint and working out different scenarios. You will know how much you can borrow, how much it will cost you to set-up a loan, and what your loan repayments will be.
Preliminary Assessment
We will verify the documents you provide. Based on your records, you will qualify to work with certain lenders. We will explain their products to you and then estimate how long they will take to issue your approval
Submission Towards Approval
This stage is about making you feel in control of the process. We will keep you posted on your mortgage’s status. Should things not go according to plan, we are ready to execute contingency plans.
Approval Towards Settlement
We can coordinate with solicitors, agents, and the relevant people to meet all deadlines and settlement conditions involved in your case.
Continued Support
We ensure that you remain supported even after you get your loan. We are ready to assist with any issues that your loan may encounter, including interest rate renegotiations, switching, and discharges.
Meet Our SMART Brsibane Team
Thinking about getting a loan? Why not talk to one of our professional team members!
About Smart Mortgage Corp
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